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The October 2024 Budget — what changed
Why the IHT landscape for UK-domiciled HNW families is materially different from 18 months ago — pensions into the IHT net, BPR and APR curtailed.
Free Advisor Webinar
The Dynastic Strategy
PPLI for UK Estate Planning.
Thursday 18 June 202614:00 GSTLive on Zoom45 minutes
11:00 London · 18:00 Singapore. Recording available for 14 days.
60 places · Free for qualified professionals
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Why this webinar
Is the only real answer to leave?
The October 2024 Budget changed the calculation for UK families with significant wealth. Pension assets are moving into the IHT net. Business and agricultural property reliefs are curtailed. The automatic assumption that a well-constructed estate plan was already in place no longer holds.
The question most advisors are now hearing is some version of the same thing: is the only real answer to leave? It isn't.
On Thursday 18 June, Carlton Crabbe presents a specific, legally-reviewed structure — gift, Bare Trust, Zero Cash Value PPLI — illustrated on a £10 million estate where the standard 40% IHT charge is structurally removed under seven-year survival rules. He will also be direct about where this structure is not the right answer, and what questions an adviser should ask before presenting it to a client.
Carlton will be joined by Julian Melling, CEO of Alpha PPLI, and Tom Wesel of Burnell Chambers.
60 places · the previous session filled in under 72 hours
What the session covers
What the session covers
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Gift · Bare Trust · Zero Cash Value PPLI
How the structure works — the legal logic, the documentation requirements, and why counsel considers it robust.
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The £10m illustration in full
What the estate looks like today, what changes under the structure, the IHT position at year seven, and what taper relief delivers if the client dies before the window closes.
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Where this is not the right answer
The client profiles, estate compositions and planning contexts where a different approach is more appropriate — and Carlton is direct about it.
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Having this conversation with a client
How to work with Capital for Life on case design — from initial suitability review through to policy placement.
Who this is for
For advisors working with UK-connected HNW families
Financial advisors and IFAs
Working with UK-domiciled or UK-connected HNW families where IHT is an active planning issue.
Private bankers, trust officers, tax specialists
Fielding questions from clients about post-Budget estate planning options.
Advisors who attended last week's PPLI session
And want to see the wrapper applied inside a specific UK estate planning context.
Advisors who did not attend last week
This session is fully self-contained and requires no prior knowledge of PPLI.
No prior PPLI experience needed. The session is built to be useful whether you have never placed one or have already placed several.
Speakers
Carlton Crabbe — joined by Julian Melling & Tom Wesel
Carlton Crabbe
Founder and CEO, Capital for Life
Carlton has nearly 30 years advising HNW and UHNW clients on advanced insurance structures, with earlier roles at Barclays Private Bank and Grant Thornton. He has placed $868m of life cover with structures available in over 150 countries. Carlton is the author of the Capital for Life IUL Buyer Survey — the only primary research of its kind on the international HNW insurance market — and Capital for Life is a registered CPD provider. He has spoken at the HNW Adviser Middle East Conference at ICAEW London and been quoted in the Financial Times and The Business Times, Singapore.
Carlton is joined on the panel by Julian Melling, CEO of Alpha PPLI, and Tom Wesel of Burnell Chambers.
What other advisers say
Trusted by senior advisers
Carlton's knowledge is invaluable in life assurance planning for HNW individuals.
Matt Tailford
Commercial Director, Hoxton Capital Management
There is nobody I am aware of in the industry who knows more about offshore planning and life assurance.
Simon Bullock
Founder, Mulberry Bow
Reserve your place
Reserve your place
The webinar is on Thursday 18 June 2026 at 14:00 GST. Places are limited to 60. A calendar invite is sent the moment you register.
For professional advisers only — not intended for retail clients.